FINANCIAL RESULTS
Company: JM FINANCIAL LTD.
NSE Symbol: JMFINANCIL
Result Type: NON-CUMULATIVE,CONSOLIDATED
Standalone
| Description | SEP-23 | JUN-23 | MAR-23* | DEC-22 | SEP-22 |
|---|
| Revenue | 1,19,738.00 | 1,06,495.00 | 84,560.00 | 92,757.00 | 85,773.00 |
| Other Income | 1,658.00 | 1,617.00 | 2,556.00 | 1,856.00 | 1,940.00 |
| Total Income | 1,21,396.00 | 1,08,112.00 | 87,116.00 | 94,613.00 | 87,713.00 |
| Expenditure | 93,603.00 | 85,068.00 | 81,718.00 | 62,449.00 | 55,931.00 |
| EBITDA | 67,919.00 | 60,835.00 | 41,229.00 | 63,355.00 | 59,768.00 |
| EBITDA Margin (%) | 55.95 | 56.27 | 47.33 | 66.96 | 68.14 |
| Interest | 38,810.00 | 36,588.00 | 34,653.00 | 30,145.00 | 26,979.00 |
| Interest Coverage Ratio (X) | 1.72 | 1.63 | 1.16 | 2.07 | 2.18 |
| Depreciation | 1,316.00 | 1,203.00 | 1,178.00 | 1,046.00 | 1,007.00 |
| PBT | 27,793.00 | 23,044.00 | 5,398.00 | 32,164.00 | 31,782.00 |
| Tax | 7,239.00 | 5,514.00 | 2,143.00 | 8,137.00 | 8,014.00 |
| Net Profit/Loss | 20,554.00 | 17,530.00 | 3,255.00 | 24,027.00 | 23,768.00 |
| PAT Margin (%) | 16.96 | 16.33 | 3.71 | 25.40 | 27.13 |
| Diluted EPS (Rs.) | 2.04 | 1.74 | 0.60 | 1.99 | 1.88 |
| CEPS (Rs.) | 2.29 | 1.97 | 0.46 | 2.63 | 2.60 |
| OPM(%) | 56.72 | 57.12 | 48.76 | 68.30 | 69.68 |
| NPM(%) | 17.20 | 16.58 | 3.83 | 25.90 | 27.75 |