Investor Relations

At JM Financial, we view our investors, preferred shareholders, and counterparties as critical stakeholders in the firm and believe in forging long lasting and transparent relationships with each one of them. We are committed to maintaining effective communication, sharing information and adopting best practices which further improve our relationships with each of our important associates. We have long recognized the role Investor Relations plays in the success of the company.

This sections provides shareholders, analysts with relevant information, enabling a transparent assessment of the company's values. Stay up-to-date on the events and presentations that provide insight on our strategy and how it is being translated into financial results. You can access shareholder information, quarterly financial results, annual report and other resources to know more about the JM Financial Group.

FINANCIAL RESULTS

FINANCIAL RESULTS SUMMARY Look-up Notes

Company: JM FINANCIAL LTD.
NSE Symbol: JMFINANCIL
Result Type: NON-CUMULATIVE,CONSOLIDATED Standalone

Select Period

Description	DEC-22	SEP-22	JUN-22	MAR-22*	DEC-21
Revenue	92,757.00	85,773.00	79,125.00	80,964.00	95,193.00
Other Income	1,856.00	1,940.00	1,447.00	2,958.00	1,255.00
Total Income	94,613.00	87,713.00	80,572.00	83,922.00	96,448.00
Expenditure	62,449.00	55,931.00	54,655.00	51,763.00	61,574.00
EBITDA	63,355.00	59,768.00	52,947.00	58,118.00	64,143.00
EBITDA Margin (%)	66.96	68.14	65.71	69.25	66.51
Interest	30,145.00	26,979.00	26,074.00	24,995.00	28,340.00
Interest Coverage Ratio (X)	2.07	2.18	1.99	2.29	2.23
Depreciation	1,046.00	1,007.00	956.00	964.00	929.00
PBT	32,164.00	31,782.00	25,917.00	32,159.00	34,874.00
Tax	8,137.00	8,014.00	6,091.00	9,248.00	8,797.00
Net Profit/Loss	24,027.00	23,768.00	19,826.00	22,911.00	26,077.00
PAT Margin (%)	25.40	27.13	24.62	27.22	27.05
Diluted EPS (Rs.)	1.99	1.88	1.78	1.87	2.27
CEPS (Rs.)	2.63	2.60	2.18	2.50	2.83
OPM(%)	68.30	69.68	66.92	71.78	67.38
NPM(%)	25.90	27.75	25.07	28.21	27.41

*Audited